In 1990, Microsoft was a “safe” company. Today it is very risky: 12/31/1990 12/31/2005 12/21/2018 5 Year Revenue Growth 851% 74% 43% 5 Year Debt Growth as % of 5 Year Revenue Growth N/A 141% 425% Debt to Revenues 17% 55.7% 149.4% Price to Sales Ratio 5.84 6.73 6.68 PE Ratio 24.2 21.3 40.8 [...]
In 1990, McDonald’s was a “safe” company. Today it is very risky: 12/31/1990 12/31/2005 12/21/2018 5 Year Revenue Growth 80% 34% -24% 5 Year Debt Growth as % of 5 Year Revenue Growth 159% 55% -415% Debt to Revenues 98% 77.6% 192.6% Price to Sales Ratio 1.58 2.22 6.38 PE Ratio 13.0 16.3 26.0 [...]
Over the last year, many large stocks LOST 35% or more. These losses were avoidable. EPS’s proprietary “Company Risk Indicator” (CRI) provided a clear warning of the potential losses from these stocks.
August 2018 His Contract Will Not Protect You By Ray Mullaney Originally published in Senior Digest Where is Ralph Nader? Investors Need Him Badly! When the market falls, your savings will fall (40% or more is likely) and your advisor will do nothing to protect you. The problem is: [...]
July 2018 Are You A Safe Investor or A Gambler? By Ray Mullaney Originally published in Senior Digest Are You A Safe Investor or A Gambler? Take these 3 Simple Logic Tests and Find Out Logic Test 1 Do you know how to measure investment risks? Or, do you [...]
June 2018 The Hype of the Market By Ray Mullaney Originally published in Senior Digest “Who Ya Gonna Believe, Me or Your Lying Eyes?” -attributed to Groucho Marx and Richard Prior How do you know how much to pay for a share of stock? - I’ll get to that [...]
May 2018 Choose Safety First – Learn How To Identify Risky Stocks By Ray Mullaney Originally published in Senior Digest This is the first of a series of five articles to help you understand and avoid risky stocks and the losses which often follow. Please print this out and [...]
April 2018What Do Stocks and Cigarettes Have In Common?By Ray MullaneyOriginally published in Senior Digest How long do you have to live? How many years can you wait before your investments give you a profit? Why do you believe your investments will perform as you hope they will? On March [...]
Many people believe things about stocks and the stock market that simply aren't true. For example, some people believe that the biggest, most expensive companies in America must also have the best, safest stocks. If you'd bought the biggest and "best" stocks near the top of the market, however, you'd have fared pretty badly, even after 10 years.
March 2018 Debbie’s Brother was Trustworthy, But … By Ray Mullaney Originally published in Senior Digest A few months after her 67th birthday, Debbie retired after 30 years in the accounting department of a large bank. One of three children raised by Depression-era parents, Debbie, like her two brothers, [...]